Toll-Free: 1800-571-0124 Email: demo@bharuwasolutions.com
Serving Globally

World’s first bilingual TBA/CBS software

5000+
Bank branches automated

200,000
daily Transactions

Partners

Common Challenges Faced by Banks Today

  • Legacy CBS with no ERP, HRMS, or integrated complianc
  • No bilingual or regional language support
  • Offline branches without real-time synchronization
  • Disjointed systems for loans, KYC, reporting, audits
  • Lack of integration with PFMS, BBPS, UPI, CKYC
  • Delays in go-live and complex user training

How B-Banking Solves These Problem

  • Unified CBS + Lending + ERP + HRMS + Compliance stack
  • Bilingual UI for staff, branches, and self-service channels
  • Works online and offline (GSM-based deployments supported)
  • Pre-integrated with India Stack (Aadhaar, UPI 2.0, GST, PFMS, BBPS)
  • Digital onboarding, mobile banking, and reporting modules built in
  • Proven across 250+ live deployments with 200,000+ daily transactions

Key Features of the Platform

Core Banking System

  • CASA, FD, RD, loan management, passbook, and voucher entries
  • Integrated GL for real-time financial oversight

Lending & Credit Suite

  • LOS to LMS, credit scoring, EMI plans, risk flagging
  • NPA, DEAF, and early warning systems included

Smart Dashboards

  • CASA/loan dashboards, branch scorecards, risk predictions
  • Regulatory audit support via custom report builder

Financial ERP

  • Ind-AS ready accounting, TDS/GST compliance, asset tracking
  • Multi-branch budgeting, procurement, and vendor ledgers

HRMS & Workforce Suite

  • Attendance, payroll, LFC, pension, and recruitment workflows
  • Mobile ESS portal and biometric-ready

Digital & Payments Layer

  • UPI, BBPS, RTGS/NEFT, AEPS, micro-ATM, and WhatsApp banking
  • Offline and biometric-supported access for rural inclusion

Built For

  • Cooperative & District Banks
  • State Cooperative Banks
  • Urban & Rural Credit Societies
  • NBFCs & Microfinance Institutions
  • PACS & SHG-focused rural credit models

Why Choose B-Banking from Bharuwa?

  • India’s only bilingual core banking + ERP + HRMS stack
  • GSM-SIM offline deployment across low-connectivity zones
  • One vendor, fully integrated platform
  • Certified infrastructure: MEITY cloud, ISO 27001, SOC2
  • Audit and regulator ready from Day 1
  • Integration-ready with PFMS, CKYC, UPI 2.0, Aadhaar Vault
  • Hosted/cloud/on-premises - your choice

Call to Action

Ready to transform your banking operations with a trusted, bilingual platform?

Book A Demo

Or email us at: info@bharuwasolutions.com