B-Banking
AI-Ready Bank-in-a-Box for Banks and Cooperative Societies
A Modern Core Banking and ERP Solution for Financial Institutions
B-Banking is a comprehensive, modular solution engineered to meet the operational, compliance, and reporting needs of cooperative banks, district banks, and urban cooperative societies. It combines the capabilities of a modern ERP and a robust core banking system into a single, unified platform.
Designed to support agility and scale, it enables faster processing, real-time data access, and centralized control across functions and branches. Its AI-ready architecture ensures adaptability to future-ready innovations and compliance updates, while its customizable design allows institutions to align the system closely with their unique operational models.
Whether deployed on the cloud or on-premise, B-Banking simplifies digital transformation for financial institutions - supporting every core area, from daily transactions to regulatory audits.
Why Choose B-Banking?
One Platform. Complete Control.
Tailored for Sector-Specific Needs
Ready-to-use templates and workflows are optimized for cooperative institutions, NBFCs, RRBs, and state-level entities, accelerating implementation and reducing customization efforts.
Deployment on Your Terms
Available on both MEITY-empanelled cloud and on-premise environments, allowing institutions to maintain control over infrastructure and data governance.
Centralized Dashboards
Gain real-time visibility into key operations - NPA trends, loan disbursals, compliance status, and asset tracking—through role-based dashboards accessible across branch and head office levels.
Built to Scale
Designed for multi-branch institutions, B-Banking ensures consistent operations and regulatory compliance with centralized control and branch-wise autonomy.
Inclusive by Design
Deep support for AEPS, micro-ATM, biometric onboarding, and scheme integrations (PMJJBY, APY, PMFBY) enables financial access in rural and underserved areas.
Built For:
- Cooperative and District Banks
- Urban and Rural Cooperative Societies
- Multi-State Credit Societies
- Microfinance Institutions (MFIs)
- Non-Bank Financial Companies (NBFCs)
Whether your institution operates at the grassroots or spans multiple regions, B-Banking offers the flexibility, security, and compliance support needed to operate effectively in dynamic regulatory environments.
Benefits of B-DMS
Core Functional Modules
Advanced Capabilities
AI-powered forecasting: For loan risk, customer behavior, and credit segmentation
BI & Analytics: MIS reports, audit logs, and branch performance insights
API Gateway: RESTful APIs for CBS, GST, HRMS, PFMS, UPI, BBPS, and DMS integrations
Audit & GRC: Integrated governance, risk, and compliance tracking
Payments & Reconciliation: RTGS, NEFT, UPI, NACH, APBS with automated reconciliations
Compliance-Ready. Audit-Ready.
B-Banking reduces compliance burden by embedding key regulatory functions into its core
Automated GST, TDS, and income tax reporting
Built-in RBI and NABARD reporting formats
End-to-end audit trails across transactions
Integrated KYC during onboarding and document flows
Deployment & Readiness
Compliance-First Design: Pre-configured for RBI, SEBI, GST, CKYC, Ind-AS
Cloud & On-Prem Options: MEITY-empanelled, secure infrastructure
Live in 30–90 Days: Designed for fast rollouts, even in remote branches
Benefits
- Attendance Management
- Map Tracking
- Expense Management
- Complaints
- Payments
- Target Management
Explore the B-Banking Experience
A unified platform built to simplify banking, strengthen compliance, and bring intelligent, inclusive operations to every branch.
