B-Banking - Bank-in-a-Box:
AI-Powered, Bilingual Banking ERP
End-to-End Digital Banking & ERP Suite
B-Banking is the go-to digital banking platform for cooperative banks, PACS, UCBs, and rural institutions. Designed to deliver operational excellence and inclusive financial access through AI, bilingual interfaces, and full ERP integration.
Why Choose B-Banking?
One Platform. Complete Control.
Bilingual Core Banking
Real-time, bilingual CBS with multi-branch scalability
Digital Banking Access
Mobile and internet banking with biometric and QR-based security
Integrated Onboarding & KYC
Seamless CKYC/eKYC, AML, and fraud checks
ERP for Banks
Comprehensive ERP suite covering finance, HRMS, TDS, and GST compliance
Data-Driven Insights
Live dashboards for credit-deposit ratios, NPA tracking, and deposit analysis
Unified Banking + ERP Solution:
- End-to-end digital banking suite with integrated ERP and HRMS
- Full-suite compliance and regulatory reporting
- Patented AI modules for fraud detection and credit evaluation
- Customizable modules for cooperative and rural banks
Whether your institution operates at the grassroots or spans multiple regions, B-Banking offers the flexibility, security, and compliance support needed to operate effectively in dynamic regulatory environments.
Benefits of B-Banking
Core Functional Modules
Advanced Capabilities
AI-powered forecasting: For loan risk, customer behavior, and credit segmentation
BI & Analytics: MIS reports, audit logs, and branch performance insights
API Gateway: RESTful APIs for CBS, GST, HRMS, PFMS, UPI, BBPS, and DMS integrations
Audit & GRC: Integrated governance, risk, and compliance tracking
Payments & Reconciliation: RTGS, NEFT, UPI, NACH, APBS with automated reconciliations
Proven at Scale:
250+ Institutions
200,000+ Daily Transactions
₹30,000 Cr in Annual Banking Volume
Deployment & Readiness
Compliance-First Design: Pre-configured for RBI, SEBI, GST, CKYC, Ind-AS
Cloud & On-Prem Options: MEITY-empanelled, secure infrastructure
Live in 30–90 Days: Designed for fast rollouts, even in remote branches
Security & Compliance:
- 24/7 Data Security and Encryption
- Multi-factor Authentication (MFA) and SSO
- Real-time Fraud Detection and Alerts
Explore the B-Banking Experience
A unified platform built to simplify banking, strengthen compliance, and bring intelligent, inclusive operations to every branch.
